Watch Beau Hale's Presentation at The MoneyShow
ALIGNMENT
WE INVEST OUR OWN CAPITAL ALONGSIDE YOUR CAPITAL
Up to 50% of the capital invested into each opportunity is our own capital, providing direct alignment between our investors & our firm. This alignment removes the typical investment firm focus around fee generation and places an emphasis on attractive, downside protected returns.
WHY WE DO IT?
TARGETING DOWNSIDE PROTECTION
Our vision at Pine Peak Partners is to deliver strong risk adjusted returns for our investors. Pine Peak Partners position in the capital stack allows for consistent cash flow along with ample downside protection.
First Lien
We always secure a first lien on the underlying collateral. This provides ultimate control in the event of a default by the borrower, allowing Pine Peak Partners to take control and determine the best path for a recovery of its investors’ capital.
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Attractive Collateral
We thoroughly evaluate the underlying assets it loans against, asking two key questions: “would we want to own it as an equity investor?” and “is it liquid enough to quickly recover our investors’ capital should the borrower not repay our loan?” These two questions ensure economically attractive and marketable collateral.
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Low Leverage
We cap the loan-to-value (“LTV”) at 70% of the asset price or appraisal, whichever is lower. This provides a cushion should asset prices decline rapidly or the borrower / Pine Peak Partners wants to quickly liquidate the asset in the event of non-payment
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Credit Enhancement
We typically seek full recourse from qualified guarantor(s) on its loans. With guarantor(s) in place who have sufficient net worth and liquidity, this provides additional downside protection should the asset not fully cover the balance of the loan by compelling the guarantor(s) to personally cover any due balances and/or fees.
INVESTMENT SNAPSHOT
RETURNS
Our investments feature attractive risk adjusted returns and offer immediate cash flow with secure collateral
11% +
Net Annualized Investment Returns
Monthly Distributions
6 -18
Months
Typical Hold Period
$25K
Investment
Minimum
MAXIMIZE YOUR CAPITAL STACK
Enhance your investment strategy by maximizing returns and strategically managing risk.
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ACTIVE PORTFOLIO
VILLA PLACITA
Pine Peak Partners closed a 100% GP funded, bridge loan investment into a nearly 100% occupied multifamily building out of Garland, TX. . This is a prime located location in the Dallas-Fort Worth area.
This is an open transaction in the Pine Peak portfolio
BUCKINGHAM PARKING LOT
Pine Peak Partners closed a 100% GP funded, bridge loan investment in The Buckingham Parking Lot. The Buckingham Parking Lot is currently owned by Crew Enterprises & operated by LAZ Parking. This is a prime located site, which is already zoned for future high rise development.
This is an open transaction in the Pine Peak portfolio.
THE ACRES AT DESSERT CREEK
Pine Peak Partners closed a 100% GP funded, first-lien bridge loan for The Acres at Desert Creek ("TAADC"). TAADC is a 95 acre land parcel in Collin County, TX, which is being developed into single family rental homes by LandVest Partners.
3P provided a refinance to TAADC while it continues the process of obtaining final entitlements and closing on construction financing to begin vertical construction.
This is an open transaction in the Pine Peak portfolio.
CLASSEN 16
Pine Peak closed a 100% GP funded, investment in Classen 16 with Anthology Real Estate. This is an open transaction in the Pine Peak Portfolio.
Classen 16 is a prime 48 unit Class A apartment building in Oklahoma City, OK with significant value add potential.
This is an open transaction in the Pine Peak portfolio.
THE LANDRY
Pine Peak closed a 100% GP funded, investment in The Landry in partnership with sponsor, Reap Capital. This is an open transaction in the Pine Peak Portfolio.
The Landry is a prime 288 unit Class B apartment building in Arlington, TX with significant value add potential.
This is an open transaction in the Pine Peak portfolio.
455 KEHOE
Pine Peak Partners closed a 100% GP funded, bridge loan investment into an Industrial / Flex building out of suburban Chicago. The asset is currently owned by West Egg . This is a prime located site significant value add potential.
This is an open transaction in the Pine Peak portfolio.
HOW BRIDGE DEBT WORKS?
10MM ASSET PURCHASE
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FUNDING SOURCES
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12 month bridge debt from Pine Peak Partners for $6.5MM
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5 year common equity investment from sponsor for $3.5MM
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RISK/REWARD
Unlimited return,
but typically, 18-20%
11%+ fixed interest rate paid in cash monthly
RETURN PROFILE
First to be paid, up to the outstanding senior debt amount plus any accrued and unpaid interest. Holds a first lien on the asset.
Last to be paid, receives all residual cash flow after repayment of the bridge debt. Bridge debt is secured by the asset and the equity can be worth zero in the event the asset sells for debt value.
EXIT STRATEGY
At the conclusion of the 6-18 month term, Pine Peak Partners bridge loan can be exited three ways:
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Refinance – either via a traditional bank financing, which the Sponsor can now obtain with a stabilized asset, or a new bridge loan
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Asset Sale – Sponsor sells the asset and repays the loan
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Foreclosure (worst case) – at maturity or before then if the Sponsor misses an interest payment, the Sponsor either signs the deed over to Pine Peak Partners or is compelled to do so in a foreclosure process per the loan agreement. In this worst case, Pine Peak Partners basis in the asset is often well below market pricing and a “fire sale” can be conducted in order to recover investors’ capital quickly
MEET OUR TEAM
BEAU HALE
FOUNDER
"I founded Pine Peak Partners with three objectives when investing: attractive, immediate cash flow, downside protection and better investor service. After being an investor with similar firms over the course of ten years, I encountered deficiencies in both the quality of reporting and level of transparency with my investments. As an entrepreneur with over 14 years of experience in the software space, I have a knowledge and appreciation for data and reporting. With this sentiment, I was inspired to launch Pine Peak Partners to bring that level of visibility to both my capital as well as outside investor capital as we pursue attractive risk-adjusted opportunities with a focus on cash-flow"
FOUNDER TIMELINE
2015
First Private Credit Investment
2020
First GP formed Private Credit Investment
2023
Pine Peak Partners
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2012
Launched & Build first e-commerce Brand
2014
Launched Midigator in conjunction with AdBoom Grp
2011
2013
2015
2018
2022
Founded AdBoom Grp (Direct Response Marketing Firm)
Reached $100mm in Revenue across all business lines
AdBoom Grp ranks #3 on Forbes Top 20 promising companies
LLR Private Equity Firm Invests $30mm stake in Midigator
Founders Exit Midigator with Equifax acquisition